Joris Luyendijk was born in Amsterdam. He is a writer, journalist and author of Hello Everybody!: One Journalist’s Search for Truth in the Middle East.In 2011 Luyendijk was as ignorant of a ‘CDO’ or any other maddening financial acronym as you or I. The Guardian asked him to look at the world of finance from a beginner’s perspective and chart his learnings – the hugely popular Banking Blog was the result of this investigation. Follow him on @JLbankingblog.